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halfin FAQ — how crypto payments work end to endHow halfin invoicing, checkout, deposit addresses, payouts, conversion, and webhooks work. Browse every question or read the cross-cutting answers.How do fees work?Two separate things: the blockchain's network fee (set by the chain, varies by transaction) and halfin's commercial pricing, which is not published yet.Does the rate lock add a cost?No. The rate lock is how a fiat-anchored invoice works — the quote is fixed at activation for exchange-rate certainty, not an add-on you are charged for.Are API keys scoped?Yes. A halfin API key carries only the permissions you grant it, scoped to the operations it needs — a read or invoice key cannot release payouts.Are API requests rate limited?Yes. Public auth endpoints are rate limited per IP and authenticated API-key requests are limited too. Design clients to back off and retry idempotently.Are crypto payments final?Yes — a confirmed on-chain transfer is irreversible and there are no chargebacks. Finality is a property of the chain, which is what makes reconciliation clean.Are there chargebacks with crypto payments?No. A confirmed on-chain payment is final, so there are no card-style forced reversals. A refund is a deliberate action you choose to issue.Assets and networks questionsFrequently asked questions drawn from the halfin assets and networks pages. Each one links to a standalone answer.Can a customer pay an invoice late?A deposit that lands after a halfin invoice expires fires invoice.late_deposit — the funds are credited and matched to the invoice, and you decide how to treat the order.Can a customer reuse the same deposit address?Yes. A halfin static deposit address is persistent, so repeat deposits to the same address credit the same customer — no new invoice or address per top-up.Can I auto-convert incoming payments to a stablecoin?Yes. halfin balance conversion can run automatically toward a target asset such as a stablecoin, so incoming payments settle in one currency on credit.Can I bill in fiat and get paid in crypto?Yes. Set amount_fiat and fiat_currency on a halfin invoice; the customer pays the equivalent in any supported asset at the locked rate you bill against.